Amber Bruce
Description
In the heart of Thomson, Illinois, a rare investment opportunity quietly stands ready for its next chapter. Just steps from local shops and everyday conveniences, this property is currently configured as three separate units but offers the flexibility to be easily converted back into a single-family home. It provides the kind of central location tenants are always searching for-especially in a town where rental options are limited and demand continues to rise. Updates include recently replaced windows and a new expansion tank. With a fresh coat of paint, the path to moving in is refreshingly simple. For investors or anyone eager to build equity through a bit of hands-on work, this property offers a rare blend of location, potential, and practicality. It's the kind of opportunity that rewards those who recognize value early and aren't afraid to add the finishing touches that make a great asset even better.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 1,632
Built in 1898
School District: District 314
General Information
Bedrooms: 2
Bathrooms: 3
Sqft: 1,632
County: Carroll
Listed By:
eXp Realty
888-574-9405
MRED MLS
MLS ID: 12688380
Room Information
Enclosed Porch: 15X6
Kitchen- 2nd: 7X9
Kitchen- 2nd: 7X9
Bedroom 2: 11X11
Kitchen: 10X9
Living Room: 10X17
Primary Bedroom: 11X11
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2000 Illinois Route 84 Route, Thomson, IL 61285.
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563-441-1862
toll free 866-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $45,000 | $45,000 | $45,000 |
| Down Payment | $9,000 | $1,575 | $11,250 |
| Monthly Mortgage Amount | $222 | $268 | $280 |
| Taxes | $63 | $63 | $63 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $20 | $0 |
| Monthly Estimated Total | $385 | $451 | $443 |
About this area
About Thomson
Thomson, IL is a small riverfront city located along the Mississippi River in the northwestern part of the state that offers a quiet lifestyle defined by natural beauty and close community ties. Known for its scenic bluffs and panoramic river views, Thomson appeals to those who value peaceful surroundings and outdoor recreation. The city’s location provides easy access to boating, fishing, and riverside parks, while nearby larger city’s supply additional shopping, dining, and employment opportunities. This community maintains a friendly, small-town atmosphere where neighbors know one another and community pride runs deep. Thomson is known for its exports of melons giving it the nickname The Melon Capital of the World. Many people look to get watermelons from Thomson, as they are some of the best in the country.
Real estate in Thomson reflects the city’s relaxed and scenic character. Homebuyers will find a mix of traditional single-family homes, many with classic Midwestern designs, mature landscaping, and generous yard space. River-adjacent and bluff-top properties are especially appealing, offering elevated views of the Mississippi and a sense of privacy that is difficult to replicate in larger cities. Modest starter homes are available, as well as larger residences suited for families or buyers seeking extra space.
The surrounding countryside expands real estate options with acreage properties, farmhouses, and homes set among open fields or wooded areas. These properties provide a rural feel while keeping residents close to Thomson’s local amenities. Affordability remains a strong draw, making the city attractive to first-time buyers, retirees, and those looking to downsize into a quieter environment.
With its striking river scenery, welcoming community, and varied housing opportunities, Thomson offers a comfortable and appealing place to live. The city’s blend of natural beauty, value, and small-town charm makes it a desirable choice for those seeking a peaceful lifestyle along the Mississippi River.
If you are ready to start your real estate buying or selling journey, browse the newest homes for sale in Thomson, IL. You can also contact us—we are here to help!
Nearest Ruhl & Ruhl Office: Clinton
301 North Second Street
Clinton, IA 52732
(563) 441-1776
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